Attention homeowners in Camden and Ouachita County: Get an Appraisal today!

Here are the top seven reasons why Arkansas homeowners use Ouachita Appraisals:

To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
To challenge your property tax assessment in Arkansas
Remove PMI to reduce your mortgage payment
Reinstate your Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
In the case of a divorce in the state of Arkansas, where real estate needs to be divided
To determine the true market value of real estate to settle an estate in Ouachita County or the state of Arkansas


	Need help determining the price of your house in or near Camden, Arkansas? Contact Ouachita Appraisals.

At Ouachita Appraisals, we understand the particular needs of a homeowner looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale by Owner/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at Ouachita Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just how much your house is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value estimation than yours.

Challenging a property tax assessment

Your local tax assessor may have your home overvalued if you live in a region that's declining or is not appreciating as much as other houses close to yours. That means you are paying more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal report from Ouachita Appraisals is your #1 weapon.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. An attractive way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI removed from your loan. At Ouachita Appraisals, we're qualified in helping people just like you do away with unwanted and unneeded PMI insurance.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. This can be difficult and inconvenient from a cash flow viewpoint, and negative on your credit score since it may appear as though that credit line is maxed out. Ouachita Appraisals can help you reinstate your home equity line of credit with a professional appraisal.

We Provide Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you would like to have a seasoned appraiser double-check it for verity or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had done before. Although most appraisal reviews are commissioned by lenders, homeowners that have reason to believe they've been the victim of mortgage fraud are wise to get a second opinion.